HEALTH, VISION & DENTAL INSURANCE INFORMATION
Access your benefits, |
Health Insurance Plans
As a member, you have the opportunity to
purchase health and/or dental insurance for you, your family and your staff.
You can request a complete market
analysis of available carriers that offer comprehensive PPO, HMO, POS and
wellness programs including the latest cost containment strategies. You also have access to our stand-alone dental and vision programs.
Individual BCBSM Healthcare Coverage
Option 1
Option 3
Option 4
Option 5
Option 6
Option 7
Option 8
Group Healthcare Coverage
If you have two or more full time employees, you may be eligible for
group healthcare coverage. Please complete the "Request
for Group Quote" form and fax it to Devona Jameson at 517-347-1566.
Medicare Supplemental Insurance
MOA is happy to offer a supplemental medical insurance program for Medicare
beneficiaries. If you are currently enrolled or plan to enroll in Medicare,
please be sure to view our Medicare Supplemental insurance plans. Contact Devona Jameson at 800-657-1556 for more information.
New to MOA Insurance Options - MyBlue®
MyBlue® is individual coverage direct with BCBSM for individuals and families
in all stages of life! Whether you are single, a recent college graduate,
self-employed or just starting a family, BCBSM has a plan to meet your needs
and budget. Click
here for more information or contact Julie
Watson at Association Benefits at 800-782-0712.
Vision Insurance
MOA is proud to bring you a new "stand-alone" vision plan, one which
continues to exceed the industry standard for comprehensive vision care programs.
As a subscriber, VSP members are provided with access to VSP’s unrivaled
network of private practice optometrists and ophthalmologists. And VSP’s
unparalleled member service is guaranteed through their Member Promise. Contact Devona Jameson at
800-657-1556 for more information.
If you are looking for a full-service plan providing choice, flexibility and maximum value, MOA's VSP Plan will meet your needs. For benefits, pricing or an enrollment form click here. Need to make an out-of-network claim? Download this form.
Dental Insurance
MOA also offers two Delta Dental plans. Download the Delta
Dental Plan Brochure for more detailed information. For pricing on these
plans, download our enrollment
form or contact Devona Jameson at 800-657-1556.
Access your dental benefits with the Consumer Toolkit.
Commonly Requested Forms and Information
| Miscellaneous Medical Forms | |
Master
Medical Reimbursement Form |
Question: Does my MOA-sponsored BCBSM health insurance policy cover
me when I travel outside of the U.S.?
Answer: Yes, as long as the treating physician is licensed and the
hospital is accredited. You will probably be required to pay when services
are rendered. It is important to keep your receipts and send them to BCBSM
along with a Subscriber Application for Payment form. BCBSM will reimburse
you at the rate of exchange on the day services were performed.
Question: Will BCBSM automatically add my newborn to my policy?
Answer: No. You must notify the MOA Insurance Administrator in writing
within 30 days of the birth of your child. You can do so by completing a Subscriber
Enrollment/Change of Status form.
Question: In the event of my death can my spouse continue to be insured
with MOA- sponsored BCBSM health insurance?
Answer: Yes, MOA offers Surviving Spouse coverage. Your spouse can
continue to be insured as long as he or she doesn’t remarry or move
out of the State of Michigan.
Question: What is the difference between an individual health insurance
policy and a group policy?
Answer: An individual policy covers you and your family. We have
several plans available, including BCBSM Traditional and Community Blue. Some
plans offer prescription drug and vision coverage. If you are looking for
coverage for you and your office staff, we also offer group coverage. To see
if you qualify for group benefits, please contact Julie Watson at 248-359-6489
ext 167.
Question: I have an individual policy and I may be moving to another
area in the state. Will my BCBSM rate change?
Answer: It may, because your premium is based on the area in which
you live as well as your age. Your premium may stay the same, decrease or
possibly increase. It is important to let us know in writing within 30 days
of a change of address. You can do so by completing a Subscriber Enrollment/Change
of Status form. We will notify you if there is any change in premium.
